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Auto Insurance

Automobile insurance policies are comprised of several separate types of coverage including collision, comprehensive, liability, personal injury protection, uninsured motorist, underinsured motorist and others. In the state of Arkansas, the law requires all drivers to purchase liability protection. All additional types of coverage are voluntary unless required by a lienholder. To have a complete car insurance coverage, one must combine at least liability, comprehensive and accident coverage. Liability insurance covers the other person's damages. Comprehensive coverage will protect your car financially for many types of non-collision accidents. Accident or collision coverage will pay for the physical damage to your car resulting from crashing into an object, tree or automobile.